WORNICK v. GAFFNEY

Docket No. 07-1657-bk.

544 F.3d 486 (2008)

James WORNICK, Karen Wornick, Appellants, v. Thomas GAFFNEY, Trustee-Appellee.

United States Court of Appeals, Second Circuit.

Decided September 24, 2008.


Attorney(s) appearing for the Case

Denis A. Kitchen, Esq., Williamsville, NY, for Appellants.

Lawrence C. Brown, Esq., Buffalo, NY, for Trustee-Appellee.

Before: POOLER and HALL, Circuit Judges, and TRAGER, District Judge.


TRAGER, District Judge:

In this bankruptcy appeal, the debtors, James and Karen Wornick, ask us to reverse a district court order holding that certain assets in connection with life insurance policies they each held for the benefit of the other were not exempt from the joint administration of their bankruptcy estates. Because the inchoate interest that a spouse beneficiary holds in a reciprocal life insurance policy does not constitute an asset of the beneficiary...

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