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COKER v. JPMORGAN CHASE BANK, N.A.

No. S213137.

62 Cal.4th 667 (2016)

197 Cal. Rptr. 3d 131

364 P.3d 176

CAROL COKER, Plaintiff and Appellant, v. JPMORGAN CHASE BANK, N.A., et al., Defendant and Respondent.

Supreme Court of California.

January 21, 2016.

Attorney(s) appearing for the Case

Aimee Feinberg ; Stilwell & Associates and Andrew R. Stilwell for Plaintiff and Appellant.

Elizabeth S. Letcher ; Kent Qian ; Arthur D. Levy ; Hunter Landerholm ; and Sarah Steinheimer for Housing and Economic Rights Advocates, National Housing Law Project, Neighborhood Legal Services of Los Angeles County, California Homeowner Bill of Rights Collaborative, Legal Services of Northern California and Public Counsel as Amici Curiae on behalf of Plaintiff and Appellant.

AlvaradoSmith, John M. Sorich , S. Christopher Yoo , Jenny L. Merris ; Arnold & Porter, Peter Obstler , Jerome B. Falk, Jr. , Steven L. Mayer , Marjory A. Gentry and Ginamarie Caya for Defendants and Respondents.

OPINION

Under Code of Civil Procedure section 580b, when an individual borrows money from a bank to buy a home and the bank forecloses on the home, the bank can collect proceeds from the foreclosure sale but nothing more. The bank may not obtain a deficiency judgment against the borrower if the sale proceeds are not enough...

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