AMERICAN SAFETY INDEMNITY CO. v. ADMIRAL INS. CO.

No. D061587.

220 Cal.App.4th 1 (2013)

162 Cal. Rptr. 3d 699

AMERICAN SAFETY INDEMNITY COMPANY, Plaintiff and Respondent, v. ADMIRAL INSURANCE COMPANY, Defendant and Appellant.

Court of Appeals of California, Fourth District, Division One.

September 27, 2013.


Attorney(s) appearing for the Case

Law Offices of Martin N. Buchanan, Martin N. Buchanan ; Walsh McKean Furcolo and James T. Derfler for Defendant and Appellant.

Blau & Associates, David S. Blau and Ron L. Nelson for Plaintiff and Respondent.


OPINION

BENKE, Acting P. J.

In this case, we once again apply the well-established principle that any limitation on the coverage provided by a liability insurance policy must be express and consistent with the reasonable expectations of the insured.

Here, the subject commercial general liability policy has a provision labeled "Self-insured Retention (SIR)" that clearly makes...

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