STATE OF CALIFORNIA v. CONTINENTAL INS. CO.

No. S170560.

55 Cal.4th 186 (2012)

145 Cal. Rptr. 3d 1

281 P.3d 1000

THE STATE OF CALIFORNIA, Plaintiff, Cross-defendant and Appellant, v. CONTINENTAL INSURANCE COMPANY et al., Defendants, Cross-complainants and Appellants. EMPLOYERS INSURANCE OF WAUSAU, Defendant, Cross-complainant and Respondent.

Supreme Court of California.

August 9, 2012.


Attorney(s) appearing for the Case

Edmund G. Brown, Jr. , Attorney General, Darryl L. Doke and Jill Scally , Deputy Attorneys General; Cotkin & Collins, Joan Cotkin ; Law Offices of Roger W. Simpson, Roger W. Simpson ; Law Offices of Daniel J. Schultz, Daniel J. Schultz ; Anderson Kill & Olick, Robert M. Horkovich , Edward J. Stein , Robert Chung and Cort Malone for Plaintiff, Cross-defendant and Appellant.

Gauntlett & Associates, David A. Gauntlett , James A. Lowe ; Orrick, Herrington & Sutcliffe, Barry S. Levin and Darren S. Teshima for United Policyholders and Center for Community Action and Environmental Justice as Amici Curiae on behalf of Plaintiff, Cross-defendant and Appellant.

Winston & Strawn, Scott P. DeVries , Yelitza V. Dunham and Gene C. Schaerr for the League of California Cities as Amicus Curiae on behalf of Plaintiff, Cross-defendant and Appellant.

Latham & Watkins, David L. Mulliken , Kristine L. Wilkes , Johanna S. Schiavoni and Drew T. Gardiner for Montrose Chemical Corporation of California as Amicus Curiae on behalf of Plaintiff, Cross-defendant and Appellant.

Heller Ehrman , Proskauer Rose , Pillsbury Winthrop Shaw Pittman , Reynold L. Siemens and David A. Thomas for Aeorojet-General Corporation and Whittaker Corporation as Amici Curiae on behalf of Plaintiff, Cross-defendant and Appellant.

Epstein, Turner & Song and David B. Epstein for Consumer Federation of America as Amicus Curiae on behalf of Plaintiff, Cross-defendant and Appellant.

Berkes Crane Robinson & Seal, Steven M. Crane , Barbara S. Hodous ; Berman & Aiwasian, Aiwasian & Associates, Deborah A. Aiwasian , Steven M. Haskell ; Woolls & Peer, John E. Peer and H. Douglas Galt for Defendants, Cross-complainants and Appellants Continental Insurance Company, Continental Casualty Company, Horace Mann Insurance Company and Yosemite Insurance Company.

Wilson, Elser, Moskowitz, Edelman & Dicker, Patrick M. Kelly , Carey B. Moorehead , Craig C. Hunter , Robert Cooper ; Sonnenschein Nath & Rosenthal, SNP Denton US, Paul E. B. Glad and Katherine J. Evans for Defendant, Cross-complainant and Appellant Stonebridge Life Insurance Company.

Duane Morris , Philip R. Matthews , Andrew K. Gordon and William J. Baron for Certain London Market Insurers as Amicus Curiae on behalf of Defendants, Cross-complainants and Appellants.

Gibson, Dunn & Crutcher and Scott R. Hoyt for Truck Insurance Exchange as Amicus Curiae on behalf of Defendants, Cross-complainants and Appellants.

Barber Law Group, Bryan M. Barber and Steven D. Meier Defendant, Cross-complainant and Respondent.

Wiley Rein , Laura A. Foggan , Gregory J. Langlois ; Sinnott Dito Moura & Puebla and Randolph P. Sinnott for Complex Insurance Claims Litigation Association and American Insurance Association as Amici Curiae on behalf of Defendants, Cross-complainants and Appellants and Defendant, Cross-complainant and Respondent.


OPINION

CHIN, J.

This case considers complex questions of insurance policy coverage interpretation in connection with a federal court-ordered cleanup of the state's Stringfellow Acid Pits wastesite. We initially address the "`continuous injury' trigger of coverage," as that principle was explained in Montrose Chemical Corp. v. Admiral Ins. Co. (1995) 10 Cal.4th 645, 655 [

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