PARKS v. MBNA AMERICA BANK, N.A.

No. S183703.

54 Cal.4th 376 (2012)

142 Cal. Rptr. 3d 837

278 P.3d 1193

ALLAN PARKS, Plaintiff and Appellant, v. MBNA AMERICA BANK, N.A., Defendant and Respondent.

Supreme Court of California.

June 21, 2012.


Attorney(s) appearing for the Case

Rosner & Mansfield, Law Office of Michael R. Vachon and Michael R. Vachon for Plaintiff and Appellant.

Arbogast & Berns, David M. Arbogast ; Spiro Moss and J. Mark Moore for Consumer Attorneys of California as Amicus Curiae on behalf of Plaintiff and Appellant.

Edmund G. Brown, Jr. , and Kamala D. Harris , Attorneys General, Manuel M. Medeiros , State Solicitor General, Frances T. Grunder , Assistant Attorney General, Kathrin Sears and Sheldon H. Jaffe , Deputy Attorneys General, for People of the State of California as Amicus Curiae on behalf of Plaintiff and Appellant.

Arnold & Porter, Nancy L. Perkins , Laurence J. Hutt , Teri R. Richardson and Christopher S. Tarbell for Defendant and Respondent.

Morrison & Foerster, James R. McGuire , Rita F. Lin and Aaron D. Jones for American Bankers Association and California Bankers Association as Amici Curiae on behalf of Defendant and Respondent.

Sullivan & Cromwell, Bruce E. Clark , H. Rodgin Cohen , Michael M. Wiseman and Achyut J. Phadke for The Clearing House Association L.L.C. as Amicus Curiae on behalf of Defendant and Respondent.

Horace G. Sneed and Douglas B. Jordan for the Office of the Comptroller of the Currency Administrator of National Banks, upon the request of the Court of Appeal.


OPINION

LIU, J.

We granted review to address whether the National Bank Act (June 3, 1864, ch. 106, 13 Stat. 99) (NBA) preempts Civil Code section 1748.9, a California law requiring that certain disclosures accompany preprinted checks that a credit card issuer provides to its cardholders for use as credit. The NBA contains no such requirement with respect to the issuance of so-called...

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