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SAFECO INS. CO. OF AMERICA v. BURR

Nos. 06-84, 06-100.

127 S.Ct. 2201 (2007)

551 U.S. 47

167 L.Ed.2d 1045

SAFECO INSURANCE COMPANY OF AMERICA et al., Petitioners, v. Charles BURR et al. GEICO General Insurance Company, et al., Petitioners, v. Ajene Edo.

Supreme Court of United States.

Decided June 4, 2007.

Attorney(s) appearing for the Case

Maureen E. Mahoney , for petitioners.

Patricia A. Millett , for the United States as amicus curiae, by special leave of the Court, supporting the petitioners.

Scott A. Shorr , Portland, OR, for the respondents.

Susan H. Ephron , Safeco Insurance Company of America, Seattle, Washington, Lisa E. Lear , John A. Bennett , Bullivant Houser Bailey PC, Portland, Oregon, Michael K. Kellogg , Counsel of Record, Sean A. Lev , Derek T. Ho , Kellogg, Huber, Hansen, Todd, Evans & Figel, P.L.L.C., Washington, D.C., Michael P. Kenny , Cari K. Dawson , Alston & Bird, LLP, Atlanta, Georgia, for Petitioners.

Robert D. Allen , Meloney Cargil Perry , Jay F. Utley , Brandon P. Long , Baker & McKenzie LLP, Dallas, TX, Maureen E. Mahoney , Counsel of Record, Richard P. Bress , Erik S. Volkman , Latham & Watkins LLP, Washington, DC, for GEICO General Ins. Co., GEICO Indemnity Co., and Government Employees Ins. Co.

Scott L. Nelson , Public Citizen Litigation Group, Washington, D.C., Scott A. Shorr , Counsel of Record, N. Robert Stoll , Robert A. Shlachter , Steve D. Larson , Stoll Stoll Berne Lokting & Shlachter, P.C., Portland, Oregon, for Respondents.

The Fair Credit Reporting Act (FCRA or Act) requires notice to any consumer subjected to "adverse action ... based in whole or in part on any information contained in a consumer [credit] report." 15 U.S.C. § 1681m(a). Anyone who "willfully fails" to provide notice...

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