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IN RE SHANKLES

Case No. 11-43075, Adversary No. 12-4012., 11-4217, Consolidated

IN RE MARY HARP SHANKLES, Chapter 7 Debtor. THE FIRST BANK OF ROXTON, TEXAS f/k/a SECURITY BANK OF WHITESBORO, Plaintiff, v. MARY HARP SHANKLES, Defendant, v. MARK A. WEISBART, CHAPTER 7 TRUSTEE, Intervenor.

United States Bankruptcy Court, E.D. Texas, Sherman Division.

September 23, 2013.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

BRENDA T. RHOADES, Bankruptcy Judge.

In this consolidated adversary proceeding,1 the plaintiff is seeking a declaration that it has a valid and enforceable lien against the debtor-defendant's home. The plaintiff is also seeking a nondischargeable judgment against the debtor-defendant based on claims of actual fraud and false pretenses, 11 U.S.C. § 523(a)(2)(A...

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