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IN RE GRIJALVA

Case No. 4:11-bk-25386-EWH.

In re: MARIE ANTOINETTE GRIJALVA, Chapter 13, Debtor. EARL GELLER, as Trustee of the EARL GELLER FAMILY TRUST U/T/A DATED JULY 29, 1998 and EARL GELLER and JOYCE GELLER, as Trustees of the GELLER FAMILY TRUST DATED 7/31/03, Movants, v. MARIE ANTOINETTE GRIJALVA and DIANNE C. KERNS, Trustee, Respondents.

United States Bankruptcy Court, D. Arizona.

April 2, 2012.

MEMORANDUM DECISION

EILEEN W. HOLLOWELL, Bankruptcy Judge.

I. INTRODUCTION

Marie Antoinette Grijalva ("Debtor") proposes to modify the first-position lien on her principal residence in her Amended Chapter 13 Plan ("the Amended Plan"). For the reasons explained in the balance of this opinion, such treatment is permitted pursuant to 11 U.S.C. § 1322(c)(2) and § 1325(a).1

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