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IN RE KUZNICKI

Bankruptcy No. 11-20563-BM, Adversary No. 11-02076-BM.

In re: THOMAS A. KUZNICKI, Debtor THOMAS A. KUZNICKI, Chapter 7, Plaintiff, v. EDUCATIONAL CREDIT MANAGEMENT CORPORATION, Defendant.

United States Bankruptcy Court W.D. Pennsylvania.

February 21, 2012.

Attorney(s) appearing for the Case

John P. Neblett, Esq . For Educational Credit Management Corporation.

MEMORANDUM OPINION

BERNARD MARKOVITZ, Bankruptcy Judge.

Before the court is Thomas A. Kuznicki seeking a determination that $44,331.59 of nondischargeable educational loans are dischargeable pursuant to the undue hardship exception provided for in 11 U.S.C. §523 (a)(8)(B). Mr. Kuznicki asserts that the elements of the Brunner standard for undue hardship has been met and as such, the educational loans should be discharged...

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