OPINION
THOMAS L. PERKINS, Bankruptcy Judge
The primary issue in this Chapter 13 case is whether a debtor may modify the rights of a creditor holding a 910 claim by reducing the contractual interest rate down to a Till rate. The Debtor, Larneisha K. Johnson (DEBTOR), concedes that Marketview Motors, Inc. (MMI), holds a secured claim protected by the hanging paragraph which immediately follows Section 1325(a)(9) of the Bankruptcy...
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