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CONGRESS v. U.S. BANK, N.A.

2100934.

98 So.3d 1165 (2012)

Erica Sumpter CONGRESS v. U.S. BANK, N.A., as trustee.

Court of Civil Appeals of Alabama.

June 8, 2012.

Attorney(s) appearing for the Case

Kenneth J. Lay of Wooten Hood & Lay, LLC, Birmingham, for appellant.

Barry A. Ragsdale , Shaun K. Ramey , and R. Ryan Daugherty of Sirote & Permutt, P.C., Birmingham, for appellee.

THOMAS, Judge.

In July 2006, Erica Sumpter Congress executed a mortgage to Mortgage Electronic Registration Systems, Inc. ("MERS"), as nominee for Mortgage Lenders Network USA, Inc. ("MLN"), and a promissory note for the principal amount of $104,400 in favor of MLN. MLN sold Congress's note to EMAX Financial Group ("EMAX"); the note contains an indorsement to EMAX. EMAX then sold the note to Residential Funding Company,...

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