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JONES v. ABN AMRO MORTG. GROUP, INC.

No. 08-2353.

606 F.3d 119 (2010)

Douglas A. JONES; Andrea M. Jones, individually and on behalf of all those similarly situated, Appellants v. ABN AMRO MORTGAGE GROUP, INC.; Chase Home Finance, LLC; Citimortgage, Inc.; Citicorp Home Mortgage Services, Inc.; Countrywide Home Loans, Inc.; Fifth Third Mortgage Company; Florida Capital Bank, N.A.; GMAC Mortgage Corporation; HSBC Mortgage Corporation (USA); * Federal Deposit Insurance Corporation, as Receiver for IndyMac Bank, F.S.B; Morequity Inc.; National City Mortgage Inc.; First Covenant, f/k/a nBank, NA; Provident Funding Group, Inc.; The Provident Bank; Saxon Mortgage Services, Inc.; Sovereign Bank; Suntrust Mortgage, Inc; U.S. Bank N.A.; Wachovia Mortgage Corporation; * * Federal Deposit Insurance Corporation, as Receiver for Washington Mutual Bank; Wells Fargo Home Mortgage, Inc.; John Doe Mortgage Companies. *(Amended per Clerk's Order dated 9/9/08). **(Amended per Clerk's Order dated 12/22/08).

United States Court of Appeals, Third Circuit.

Filed May 25, 2010.

Attorney(s) appearing for the Case

Francis J. Farina, Devon, PA, Timothy M. Fraser, Ellen Meriwether (Argued), Michael J. Willner, Cafferty Faucher LLP, Philadelphia, PA, Joseph A. O'Keefe, O'Keefe & Sher, P.C., Kutztown, PA, Attorneys for Appellants.

Martin C. Bryce, Jr. (Argued), Alan S. Kaplinsky, Ballard Spahr Andrews & Ingersoll LLP, Mark A. Aronchick, Joseph A. Dworetzky, John S. Stapleton, Hangley, Aronchick, Segal & Pudlin, Bonnie R. Golub, Susan Verbonitz, Weir & Partners LLP, Amy C. Purcell, Scott L. Vernick, Fox Rothschild LLP, Philadelphia, PA, Thomas M. Hefferon, Joseph F. Yenouskas, Goodwin Procter LLP, Jeffrey A. Lamken, MoloLamken LLP, David A. Super, Kirk K. VanTine, Baker Botts, Washington, DC, Daniel T. Brier, John B. Dempsey, Myers, Brier & Kelly LLP, Scranton, PA, Steven J. Adams, Stevens & Lee, Reading, PA, Robert L. Hodges, McGuire Woods, Richmond, VA, for Appellees.

Before: SLOVITER, ROTH, and TASHIMA, Circuit Judges.

OPINION OF THE COURT

SLOVITER, Circuit Judge.

Douglas and Andrea Jones (the "Joneses") filed suit against, inter alia, Appellees SunTrust Mortgage, Inc. ("SunTrust"), and Countrywide Home Loans, Inc. ("Countrywide"), who were the "lenders" that provided mortgage loans to the Joneses. In their Second Amended Complaint, the Joneses asserted claims for a declaratory judgment, negligence, and violation of the Real Estate Settlement Procedures Act ("RESPA"),...

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