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IN RE HEATH

BAP No. CC-04-1324-MoBMa, Bankruptcy No. ND 03-10028-RR.

331 B.R. 424 (2005)

In re Philip HEATH and Marlene Heath, Debtors. Philip Heath; Marlene Heath, Appellants, v. American Express Travel Related Services Company, Inc.; American Express Centurion Bank; MBNA America Bank N.A.; David Y. Farmer, Chapter 7 Trustee, Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Filed September 29, 2005.

Attorney(s) appearing for the Case

Janet A. Lawson, Oxnard, CA, for Appellants.

Dennis C. Winters, Winters Law Firm, Santa Ana, CA, for Appellees.

Edwin J. Rambuski, San Luis Obispo, CA, for David Y. Farmer.

Before MONTALI, BRANDT and MARLAR, Bankruptcy Judges.

OPINION

MONTALI, Bankruptcy Judge.

Debtors Philip and Marlene Heath ("Debtors") object that several holders of their credit card debt ("Creditors") did not attach sufficient documentation to their proofs of claim to comply with Rule 3001(c).1 Debtors argue that the claims must be disallowed as a matter of law. We join numerous other courts which have discouraged this form of objection and disagree.

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