OPINION
JOHN J. THOMAS, Bankruptcy Judge.
STATEMENT OF FACTS & PROCEDURAL HISTORY
In 1989, Debtor purchased a disability insurance policy from New York Life Insurance Company (NYL). Debtor made a claim in July 1993 against the policy. NYL paid Debtor $400 a month for approximately four years before it terminated the policy.
On October 20, 1995, NYL filed a complaint in the Eastern District of Pennsylvania against the Debtor seeking...
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