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RIVER CITY MORTG. CORP. v. BALDUS

No. A04-1338.

695 N.W.2d 375 (2005)

RIVER CITY MORTGAGE CORPORATION, d/b/a River City Mortgage & Financial, Appellant, v. Gary J. BALDUS, Respondent, Darrell Thompson, Respondent, Statewide Lending Corporation, Respondent.

Court of Appeals of Minnesota.

April 19, 2005.

Attorney(s) appearing for the Case

Wayne E. Gilbert, River City Mortgage Corporation, Eagan, MN, for appellant.

Steven J. Heim, Shannon M. Heim, Dorsey & Whitney LLP, Minneapolis, MN, for respondent Gary J. Baldus.

Darrell J. Thompson, Eagan, MN, pro se respondent.

Statewide Lending Corporation, Cannon Falls, MN, respondent.

Considered and decided by KALITOWSKI, Presiding Judge; KLAPHAKE, Judge; and PETERSON, Judge.

OPINION

KALITOWSKI, Judge.

On appeal in this real-estate financing contract dispute, appellant-lender argues that (a) the district court erred in finding that the rate-lock agreement it entered into with respondent-Baldus had no definite expiration date and was unenforceable under Minn.Stat. § 47.206 (2004); (b) even if Minn.Stat. § 47.206 was violated, the violation renders the contract voidable rather than void; (c) as a matter of law, respondent...

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