ADVOCACY ORGANIZATION v. AUTO CLUB INS.

Docket No. 124639. Calendar No. 5.

693 N.W.2d 358 (2005)

472 Mich. 91

ADVOCACY ORGANIZATION FOR PATIENTS & PROVIDERS, Plaintiff-Appellant, v. AUTO CLUB INSURANCE ASSOCIATION, Allstate Insurance Company, Citizens Insurance Company, Farm Bureau Insurance Company, Farmer's Insurance Exchange, Frankenmuth Mutual Insurance Company, Imperial Midwest Insurance Company, Secura Insurance Mutual Company, State Farm Insurance Company, Transamerica Insurance Group, Wolverine Mutual Insurance Company, Lahousse-Bartlett Disability, Manageability, Inc., Medcheck Medical Audit Services, Recovery Unlimited, Inc., and Auto-Owners Insurance Company, Defendants-Appellees.

Supreme Court of Michigan.

Decided March 8, 2005.


Attorney(s) appearing for the Case

Sheldon L. Miller, Barbara H. Goldman, Southfield, MI, and Linda Fausey Lansing, MI, for the plaintiffs.

Barris Sott Denn & Driker, P.C. (by Stephen E. Glazek), Detroit, MI, for Auto Club Insurance Association.

Garan, Lucow, Miller, P.C. (by David N. Campos), Grand Rapids, MI, for Allstate Insurance Company, Wolverine Mutual Insurance Company, and Secura Insurance Company.

Dykema Gossett, P.L.L.C. (by Lori McAllister), Lansing, MI, for Citizens Insurance Company and Auto-Owners Insurance Company.

Willingham & Cote (by Raymond J. Foresman), East Lansing, MI, for Farm Bureau Insurance Company.

Wheeler & Upham, P.C. (by Gary A Maximiuk and Jack L. Hoffman), Grand Rapids, MI, for Farmer's Insurance Exchange.

Foster Swift Collins & Smith (by Scott L. Mandel), Lansing, MI, for Frankenmuth Mutual Insurance Company.

Bodman, L.L.P. (by Diane L. Akers and James Albert Smith), Detroit, MI, for State Farm Mutual Automobile Insurance Company.

Howard & Howard Attorneys, P.C. (by Eric H. Lipsitt), Detroit, MI, for Transamerica Insurance Group.

Bodman, L.L.P. (by Joseph J. Shannon), Detroit, MI, for Manageability, Inc.

Lambert, Leser, Cook, Schmidt & Guinta, P.C. (by Susan M. Cook), Bay City, MI, for Medcheck Medical Audit Services.

Nemier, Tolari, Landry, Mazzeo & Johnson P.C. (by David B. Landry and Michelle E. Mathieu), Farmington Hills, MI, for Recovery Unlimited, Inc.

Zausmer, Kaufman, August & Caldwell, P.C. (by Mark J. Zausmer), Farmington Hills, MI, for Titan Insurance Company.

Bush, Seyferth & Kethledge, P.L.L.C. (by Cheryl A. Bush), Troy, MI, for Review Works.

Dykema Gossett, P.L.L.C. (by Jill M. Wheaton and Joseph Erhardt), Ann Arbor, MI, for the Michigan Catastrophic Claims Association, amicus curiae.

George M. Carr, P.C. (by George M. Carr), Lansing, MI, for the Property Casualty Insurers Association of America, amicus curiae.

Honigman Miller Schwartz and Cohn, L.L.P. (by Chris Rossman, Jason Schian Conti, and Cynthia F. Reaves), Detroit, MI, for the Michigan Health and Hospital Association, amicus curiae.

Kerr, Russell and Weber, P.L.C. (by Richard D. Weber and Joanne Geha Swanson), Detroit, MI, for the Michigan State Medical Society, amicus curiae.

Gross, Nemeth & Silverman, P.L.C. (by James G. Gross), Detroit, MI, for the Michigan Chamber of Commerce, amicus curiae.

Sinas, Dramis, Brake, Boughton & McIntyre, P.C. (by George T. Sinas and L. Page Graves), Lansing, MI, for the Coalition Protecting Auto No Fault, amicus curiae.


MEMORANDUM OPINION

This declaratory judgment action concerns obligations under the no-fault act, M.C.L. § 500.3101 et seq., to pay medical expenses. Plaintiffs are individual medical providers, two guardians of catastrophically injured victims of automobile accidents, and an organization of health-care providers and patients that principally seeks to protect the legal rights of both groups. Defendants are either no-fault insurance companies that have...

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