OPINION OF THE COURT
SHADUR, District Judge.
In February 1999 Highlands Insurance Company, Inc. ("Highlands") issued a policy to Olympic Limousine, Inc. ("Olympic") that provided Olympic with commercial automobile insurance coverage, subject to a $2.5 million aggregate annual deductible (as to which Olympic was effectively self-insured). Before the policy was cancelled by Highlands just seven months later, Highlands found itself responsible for handling...
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