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IN RE GEN. AMERICAN LIFE INS. CO. SALES PRACTICES

Nos. 03-3510, 03-3516, 03-3517.

391 F.3d 907 (2004)

In re: GENERAL AMERICAN LIFE INSURANCE COMPANY SALES PRACTICES LITIGATION. Charles Kenneth Knouse; Lillian Elizabeth Knouse, husband and wife, Plaintiffs/Appellants, v. General American Life Insurance Company, also known as Genserve, doing business as Genamerica; Metropolitan Life Insurance Company; Ronald L. Gribschaw, Defendants/Appellees. In re: General American Life Insurance Company Sales Practices Litigation. Patricia S. Palashoff, Plaintiff/Appellant, Nicholas P. Palashoff, Plaintiff, General American Life Insurance Company, also known as Genserve, doing business as Genamerica; Metropolitan Life Insurance Company; William Wrenshall & Associates, Inc.; Ronald L. Gribschaw, Defendants/Appellees. In re: General American Life Insurance Company Sales Practices Litigation. Carol Louise BROWN, Plaintiff/Appellant, v. General American Life Insurance Company; also known as Genserve, doing business as Genamerica; Metropolitan Life Insurance Company; William J. Katzbeck; Derrick F. Eaglin, Defendants/Appellees.

United States Court of Appeals, Eighth Circuit.

Filed: December 6, 2004.

Attorney(s) appearing for the Case

Kenneth R. Behrend, argued, Pittsburgh, PA, for appellants.

Ann E. Buckley, argued, St. Louis, MO (Clark H. Cole and Rebeca Navarro-McKelvey, St. Louis, MO, B. John Pendleton, Jr., Neward, NJ, John G. Wall, Pittsburgh, PA, on the brief), for appellees Metro Life and General American.

Alan T. Silko, argued, Pittsburgh, PA, for appellees Gribschaw and Wrenshall.

Anthony C. Sunseri, argued, Wheeling, WV, for appellee Katzbeck.

Before WOLLMAN, RICHARD S. ARNOLD, and BYE, Circuit Judges.

WOLLMAN, Circuit Judge.

Plaintiffs in these consolidated cases appeal from the district court's grant of defendants' motions to dismiss in each case. We reverse and remand for further proceedings.

I.

A.

The following facts are taken from the plaintiffs' complaints. Plaintiff insureds originally brought their cases individually, but have now consolidated their appeals. Plaintiffs Charles and Lillian Knouse met with insurance agent Ronald...

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