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IN RE RATHBUN

No. 03-39789 HDH-7.

309 B.R. 901 (2004)

In re David Arnold RATHBUN and Joni Lynn Rathbun, Debtors.

United States Bankruptcy Court, N.D. Texas, Dallas Division.

April 20, 2004.

Attorney(s) appearing for the Case

Robert M. Nicoud, Jr., Olson Nicoud & Gueck, LLP, Dallas, TX, for Debtor.

Victoria B. Tutterrow, Office of the U.S. Trustee, Dallas, TX, for Movant U.S. Trustee.

MEMORANDUM OPINION ON SECTION 707(b) MOTION OF UNITED STATES TRUSTEE

HARLIN D. HALE, Bankruptcy Judge.

David Arnold Rathbun and Joni Lynn Rathbun ("Debtors") have an annual combined income of approximately $150,000. Their unsecured debts, totaling approximately $80,000, are primarily consumer debts, consisting mostly of credit cards and a deficiency obligation on a boat. With their Chapter 7 bankruptcy petition, they filed Schedules I and J, which...

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