Justice QUINN delivered the opinion of the court:
On September 9, 1997, Betty Raap sustained injuries stemming from an automobile accident involving Robert Zeni. At the time of the accident, Raap was insured by plaintiff Country Mutual Insurance Company (Country Mutual) and Zeni was insured by defendant State Farm Mutual Automobile Insurance Company (State Farm). Following arbitration with State Farm, Country Mutual was awarded $4,943.50. Pursuant to section 11 of...
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