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OADE v. JACKSON NAT. LIFE INS. CO.

Docket No. 114786, Calendar No. 8.

632 N.W.2d 126 (2001)

465 Mich. 244

Jeffrey Lee OADE and Thomas E. Walsh, Personal Representative of the Estate of Sheilah Chouinard, Plaintiffs-Appellees, v. JACKSON NATIONAL LIFE INSURANCE COMPANY OF MICHIGAN, Defendant-Appellant.

Supreme Court of Michigan.

Decided July 30, 2001.

Attorney(s) appearing for the Case

Fraser, Trebilcock, Davis & Foster, P.C., (by C. Mark Hoover, Marcy R. Matson, and Graham K. Crabtree), Lansing, for the plaintiffs-appellees.

Butzel Long, (by Phillip C. Korovesis and David H. Oermann), Detroit, for defendant-appellant.

Mika, Meyers, Beckett & Jones, P.L.C., (by Michael A. Zagaroli) Grand Rapids, and Victoria E. Fimea, Senior Counsel, Litigation, Washington, D.C., for amicus curiae American Council of Life Insurers and Life Insurance Association of Michigan.

Opinion

YOUNG, J.

I. INTRODUCTION

In this life insurance dispute, plaintiffs, Jeffrey Lee Oade and Sheilah Chouinard, seek to recover benefits from a Jackson National Life insurance policy issued and delivered to Gary Oade. Plaintiffs, the son and friend of Mr. Oade, respectively, are the named beneficiaries of the insurance policy. Defendant claims that the policy never became effective because Mr. Oade failed, as required by the terms of the...

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