United States Court of Appeals, Third Circuit.
OPINION OF THE COURT
MANSMANN, Circuit Judge.
The question before us is whether the District Court erred as a matter of law in holding that language contained in a debt collection letter, which notified the debtor that his account has been placed with the debt collector for "immediate collection," and that it "shall afford [the debtor] the opportunity to pay this bill immediately and avoid further action against you," did not overshadow or contradict the...
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