ROBERTSON, Presiding Judge.
On March 17, 1995, Jimmy D. Kelley, a passenger in his uncle's motor vehicle, was injured when that vehicle was involved in a collision with a vehicle operated by Stephanie D. Lewis; Ms. Lewis was insured by Alfa Insurance Company ("Alfa") for up to $25,000 with respect to the collision. Kelley later sued Lewis; Rhonda Thompson (who Kelley alleges to be Lewis's employer or a joint venturer with Lewis); Cotton States Insurance Company, Inc...
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