Ordered that the order is affirmed insofar as appealed from, with costs.
On September 24, 1990, the plaintiff was injured while riding an all-terrain vehicle (hereinafter ATV). The ATV had been purchased by Robert Montero for his son, Jeffrey. At the time of the occurrence, the Monteros were insured under a homeowners' policy issued by the defendant which required the insured to provide written notice of an accident or occurrence "as soon as practicable" and to "immediately...
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