BRODY v. CHENANGO MUTUAL INSURANCE COMPANY


259 A.D.2d 578 (1999)

686 N.Y.S.2d 488

MICHAEL BRODY et al., Appellants, v. CHENANGO MUTUAL INSURANCE COMPANY, Respondent.

Appellate Division of the Supreme Court of the State of New York, Second Department.

Decided March 15, 1999.


Ordered that the order is affirmed insofar as appealed from, with costs.

The plaintiffs contend that the defendant insurance company issued a temporary insurance binder to them on August 30, 1994, which was still in effect when their property was damaged by fire on November 12, 1994. However, the papers which the plaintiffs claim to have bound the defendant to provide temporary coverage did not specify the "effective date of coverage" (Insurance Law § 3404 [h...

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