MONROE, Judge.
State Farm Mutual Automobile Insurance Company filed a declaratory-judgment action asking the trial court to determine whether it had a duty to provide coverage under an automobile insurance policy owned by Robert Odis Brooks. Brooks was driving a pickup truck and towing a utility trailer when the trailer came loose and collided with a vehicle in which Dorothy Gay Woodley and Hazel Garrett were riding. Brooks had a policy with State Farm providing coverage...
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