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IN RE RODRIGUEZ

Bankruptcy No. 97-10390, Adversary No. 97-0987.

218 B.R. 764 (1998)

In re Adan RODRIGUEZ a/k/a Adam Rodriguez, Debtor. Adan RODRIGUEZ a/k/a Adam Rodriguez, Plaintiff, v. MELLON BANK, N.A. and Central Credit Fund, Inc. t/a Central Credit Consumer Discount Company and American General Consumer Discount Company, Defendants.

United States Bankruptcy Court, E.D. Pennsylvania.

March 16, 1998.

Attorney(s) appearing for the Case

David Sambolin, Philadelphia, PA, for Debtor.

Frederick L. Reigle, Reading, PA, Chapter 13 Trustee.

OPINION

STEPHEN RASLAVICH, Bankruptcy Judge.

The instant adversary proceeding arises out of a disturbing factual scenario in which the defendant, Central Credit Fund, Inc. ("Central"), engaged in the self-help repossession of the debtor's residential real estate. At a time when the debtor was only two months in default on a small second mortgage, Central, without providing any notice whatsoever, locked the Debtor out of his house and assumed control thereof...

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