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BEACH v. OCWEN FED. BANK

No. 97-5310.

523 U.S. 410 (1998)

BEACH et ux. v. OCWEN FEDERAL BANK

United States Supreme Court.

Decided April 21, 1998.

Attorney(s) appearing for the Case

Bruce S. Rogow argued the cause for petitioners. With him on the briefs were Beverly A. Pohl and Michael Tankersley.

Carter G. Phillips argued the cause for respondent. With him on the brief were James A. Huizinga, Michael F. Wasserman, Steven Ellison, and Patricia Lebow.*

Souter, J., delivered the opinion for a unanimous Court.

Justice Souter, delivered the opinion of the Court.

Under the Truth in Lending Act, 82 Stat. 146, 15 U. S. C. § 1601 et seq., when a loan made in a consumer credit transaction is secured by the borrower's principal dwelling, the borrower may rescind the loan agreement if the lender fails to deliver certain forms or to disclose important terms accurately. See 15 U. S. C. § 1635. Under § 1635(f) of the statute, this right of rescission "shall expire...

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