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UNITED FIRE & CAS. CO. v. VICTORIA

No. 96-1451.

576 N.W.2d 118 (1998)

UNITED FIRE & CASUALTY CO., Appellant, v. Mabel VICTORIA, Roger Victoria, Victor Victoria, State Farm Mutual Insurance Company and Timothy John Hatting, Appellees.

Supreme Court of Iowa.

April 22, 1998.

Attorney(s) appearing for the Case

Joseph Fitzgibbons and Ned A. Stockdale of Fitzgibbons Brothers, Estherville, for appellant.

James R. Christoph and Scott Dunn, Boulder, CO, William Kevin Stoos of Klass, Stoos, Stoik, Mugan, Villone & Phillips, L.L.P., Sioux City, for appellees Mabel Victoria, Roger Victoria, Victor Victoria, and State Farm Mutual Insurance Company.

Patricia L. Vogel of TePaske, Rens, Rensink & Pluim, Orange City, for appellee Timothy John Hatting.

Considered by McGIVERIN, C.J., and LARSON, CARTER, SNELL, and ANDREASEN, JJ.

LARSON, Justice.

United Fire & Casualty Co. filed this declaratory judgment action to determine the extent of coverage provided by its policy in which Mabel Victoria was the named insured. United contends that an automatic termination clause in the policy relieves it from any liability because the Victorias had purchased "similar" insurance from another company. In the alternative, United argues that a "family exclusion" in the policy relieves it from any liability...

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