MEMORANDUM OPINION
DANA L. RASURE, Chief Judge.
On March 12, 1998, this matter came on for trial on the Complaint of Plaintiff Bank One Columbus, N.A., dba VISA (the "Bank"), for determination of whether a debt owed to the Bank by Defendants/Debtors Jack and Donna Schad (the "Schads") is dischargeable. The Bank contends that the debt is nondischargeable pursuant to 11 U.S.C. § 523(a)(2)(A) and...
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