Rehearing and Suggestion for Rehearing En Banc Denied May 29, 1998.
COLE, J., delivered the opinion of the court, in which DAUGHTREY, J., joined. KRUPANSKY, J. (pp. 283-284), delivered a separate concurring opinion.
COLE, Circuit Judge.
Appellants AT & T Universal Card Services, Inc. ("AT & T") and Citibank South Dakota, N.A. ("Citibank") appeal the district court's order that reversed a judgment of the bankruptcy...
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