MEMORANDUM OPINION
JAMES S. SLEDGE, Bankruptcy Judge.
This matter is before the Court on the Motion for Summary Judgment filed by the defendants, Janice Tippins ("Janice") and William and Kathy Tippins ("William and Kathy") and the cross-motion for summary judgment filed by the plaintiffs, American General Finance, Inc. ("AmGen") and Merit Life Insurance Company ("Merit"). AmGen and Merit filed this adversary proceeding to enjoin Janice and William and Kathy...
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