BRATCHER v. STATE FARM FIRE AND CAS. CO.

No. 88866.

961 P.2d 828 (1998)

1998 OK 63

Kelly L. BRATCHER, Appellant, v. STATE FARM FIRE AND CASUALTY COMPANY, Appellee.

Supreme Court of Oklahoma.

June 30, 1998.


Attorney(s) appearing for the Case

Monty L. Bratcher, Bratcher & Bratcher, Edmond, for Appellant.

W.R. Cathcart, Virginia Cathcart Holleman, Cathcart, Gofton & Fraley, Oklahoma City, for Appellee.


ALMA WILSON, Justice:

¶ 1 The issue presented is whether a clause in a replacement cost option to a renter's insurance contract that provides for loss settlement on an actual cash value basis if the property is not replaced within one year is unconscionable. We answer in the negative and affirm the judgment of the district court.

¶ 2 State Farm issued a renter's policy to Bratcher covering the personal property...

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