OPINION
WHITTINGTON, Justice.
Tammy Kim appeals a summary judgment granted in favor of State Farm Mutual Automobile Insurance Company ("State Farm"). In a single point of error, Kim claims the trial judge erred in granting summary judgment that State Farm was entitled to offset payments due her under an uninsured/underinsured motorist ("UM") insurance clause with payments previously made to her under a personal injury protection ("PIP") insurance clause...
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