SCHAEFFER, P.J., June 17, 1997.
This is an action for a declaratory judgment.
On April 14, 1997, the case was tried before this court without a jury.
Having heard the testimony and reviewed the evidence, we make the following findings of fact:
FINDINGS OF FACT
(1) This action arises out of a single vehicle accident which occurred on November 20, 1994.
(2) At all times...
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