YATES, Judge.
American Fire and Indemnity Company, Inc., appeals from a declaratory judgment entered in favor of L.D. Weeks.
The stipulated facts are as follows: American Fire issued to Timothy Swack and Frederica Swack a homeowner's insurance policy providing coverage for a dwelling. The Swacks owned the property and were the named insureds. The property was subject to a first mortgage securing a promissory note held by Weeks. Weeks required the Swacks to...
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