OPINION
ASHLAND, Bankruptcy Judge:
STATEMENT OF FACTS
Genel Company, Inc. entered into a real estate construction loan transaction with Bowen Quality Construction Company. Cheryl Bowen, debtor, and Alfred Bowen were the owners of Bowen Quality. During the time of the negotiations and funding of the loan, debtor was an officer, director, and employee of Bowen Quality.
As part of the loan transaction, Bowen Quality pledged a...
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