Respondent was struck by a car while walking on the street and has been offered the $25,000 limit of the offending vehicle's policy. Respondent's policy with petitioner provides for coverage of "Uninsured/Underinsured Motorists: Bodily Injury — $25,000 per person/$50,000 per Accident", and contains an offset clause reducing any amount payable to the insured under the policy by any amount that the insured is entitled to recover from any legally responsible person. Offsetting...
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