OPINION
TOMLJANOVICH, Justice.
On January 8, 1992, respondent Fairview Hospital and Health Care Services (Fairview) commenced a declaratory action in Hennepin County District Court against appellant St. Paul Fire & Marine Insurance Company (St. Paul) seeking a ruling of entitlement to indemnification under insurance policies issued by St. Paul. Fairview sought coverage for costs incurred as a result of its liability for environmental contamination at...
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