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FIELD v. MANS

No. 94-967.

516 U.S. 59 (1995)

FIELD et al. v. MANS

United States Supreme Court.

Decided November 28, 1995.

Attorney(s) appearing for the Case

Christopher J. Seufert argued the cause for petitioners. With him on the brief was William J. Schultz.

Alan Jenkins argued the cause for the United States as amicus curiae. With him on the brief were Solicitor General Days, Assistant Attorney General Hunger, Deputy Solicitor General Bender, William Kanter, and Bruce G. Forrest.

W. E. Whittington IV, by appointment of the Court, 515 U.S. 1156, argued the cause for respondent. With him on the brief was Geoffrey J. Vitt.*

Souter, J.,delivered the opinion of the Court, in which Rehnquist, C. J., and Stevens, O'Connor, Kennedy, Thomas, and Ginsburg, JJ., joined. Ginsburg, J., filed a concurring opinion, p. 78. Breyer, J., filed a dissenting opinion, in which Scalia, J., joined, p. 79.

Justice Souter, delivered the opinion of the Court.

The Bankruptcy Code's provisions for discharge stop short of certain debts resulting from "false pretenses, a false representation, or actual fraud." 11 U. S. C. § 523(a)(2)(A). In this case we consider the level of a creditor's reliance on a fraudulent misrepresentation necessary to place a debt thus beyond release. While the Court of Appeals followed a rule requiring reasonable reliance on the statement, we...

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