OPINION OF THE COURT
MANSMANN, Circuit Judge.
In this diversity case, the plaintiffs asserted that Federal Kemper Life Assurance Company's refusal to pay the proceeds of a life insurance policy to plaintiff Dona W. Horowitz was a breach of contract and violated Pennsylvania's Unfair Trade Practices and Consumer Protection Law, 73 P.S. § 201-1 et seq., and Pennsylvania's bad faith statute, 42 Pa.C.S.A. § 8371.
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