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IN RE LEWIS

Bankruptcy No. 94-47483 NP.

185 B.R. 66 (1995)

In re Glenn I. LEWIS and Karen Lewis, Debtors.

United States Bankruptcy Court, N.D. California.

August 3, 1995.

Attorney(s) appearing for the Case

Melanie Darling, Oakland, CA, for debtors.

Marc Fisher, Alameda, CA, for General Motors Acceptance Corp.

OPINION

RANDALL J. NEWSOME, Bankruptcy Judge.

On August 11, 1993 Glenn and Karen Lewis (Debtors) entered into a "SmartBuy" contract with General Motors Acceptance Corporation ("GMAC")1 to acquire a 1993 Geo automobile. The contract provides for the Debtors to pay GMAC a $5,350 down payment and then $363.23 monthly for the next 23 months. The Debtors are also responsible for maintenance and insurance on the

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