THIBODEAUX, Judge.
The plaintiffs, Rodney L. McCoy and his wife, Jennifer McCoy, sued State Farm Mutual Automobile Insurance Company to recover on Mr. McCoy's employer's underinsured motorist (UM) coverage. They now appeal the trial court judgment which granted State Farm's motion for summary judgment on the bases that McCoy's employer validly rejected UM coverage and, further, that McCoy was not an insured under the provisions of the insurance policy.
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