On May 19, 1991, plaintiffs' residence in the Town of Lloyd, Ulster County, was destroyed by fire. Thereafter, on or about June 14, 1991 defendant, plaintiffs' insurer, demanded that plaintiffs file a sworn statement in proof of loss within 60 days as required under the policy. There does not appear to be any dispute that plaintiffs received defendant's demand letter and blank proof of loss forms, and plaintiffs were warned by defendant's...
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