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IN RE CROSS

Bankruptcy No. 93-16834DAS.

164 B.R. 496 (1994)

In re Hugh M. CROSS, Cynthia L. Cross, Debtors.

United States Bankruptcy Court, E.D. Pennsylvania.

March 7, 1994.

Attorney(s) appearing for the Case

Jeffrey C. McCullough, Doylestown, PA, for debtors.

Robert A. Badman, Morrisville, PA, for Bucks County Bank & Trust Co.

Michael Kaliner, Fairless Hills, PA, Trustee.

Frederic Baker, Philadelphia, PA, Asst. U.S. Trustee.

OPINION

DAVID A. SCHOLL, Bankruptcy Judge.

A. INTRODUCTION

In In re Magosin, 75 B.R. 545, 547 (Bankr. E.D.Pa.1987), this court set down a specific formula to be used in applying the deceptively-opaque language of 11 U.S.C. § 522(f)(1), relating to avoidance of judicial liens. A lienholder has taken issue with the formulation set forth in Magosin, contending that it is inconsistent with...

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