Plaintiff insurer's subrogor Chipp of New York leased space in a building from defendant. The lease between the parties required Chipp to obtain insurance for the premises covering defendant against liability. Chipp obtained a commercial general liability policy from plaintiff Royal which listed defendant as an additional insured.
There was water damage to Chipp's place of business, which plaintiff paid for pursuant to the policy and for which it seeks to be reimbursed...
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