OPINION
DAVID A. SCHOLL, Chief Judge.
A. INTRODUCTION
Presently before this court are several matters arising in the Chapter 13 bankruptcy case of DENISE J. GELLETICH ("the Debtor"), including an adversary proceeding ("the Proceeding") filed by the Debtor and her husband, RONALD L. GELLETICH ("the Husband," and with the Debtor, "the Plaintiffs")
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