KRAVITCH, Circuit Judge:
Appellants Dr. Arthur Miller and Janet Miller, husband and wife, appeal from the district court's ruling that their debt to appellee Equitable Bank was non-dischargeable in bankruptcy. For the reasons stated below, we REVERSE and REMAND.
I.
Soon after appellee Equitable Bank commenced operation in 1987, one of its vice-presidents contacted appellant Dr. Arthur Miller and convinced him to begin a financial relationship with...
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