DECISION
BURTON PERLMAN, Chief Judge.
Before the court is a complaint filed by Chapter 13 debtor Sonya T. Washington ("debtor") to avoid a lien asserted by defendant Nissan Motor Acceptance Corporation ("Nissan") pursuant to 11 U.S.C. § 1327(c). The parties submitted this matter to the court for decision based upon an agreed fact stipulation and memoranda.
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