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IN RE DILIBERTO

Bankruptcy No. 92-22147.

150 B.R. 7 (1993)

In re William E. DILIBERTO, Debtor.

United States Bankruptcy Court, W.D. New York.

January 22, 1993.

Attorney(s) appearing for the Case

Lucien A. Morin, II, Rochester, NY, for debtor.

George M. Reiber, Rochester, NY, Chapter 13 Trustee.

MEMORANDUM AND OPINION

JOHN C. NINFO, II, Bankruptcy Judge.

BACKGROUND

On August 5, 1992 the debtor, William E. Diliberto (the "Debtor") filed a petition initiating a Chapter 13 case. On his Schedules the Debtor listed his residence at 220 Golf Avenue, Pittsford, New York ("Golf Avenue") as having a value of $85,000, and being subject to: (1) a first mortgage lien in favor of Citicorp Mortgage, Inc. (the "Citicorp Mortgage") with an outstanding...

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